How is my data kept private?

The analyzer uses Client-Side Processing. Your statement is parsed by JavaScript running inside your web browser. No data is ever transmitted to our servers or stored in any database.

What statement formats are supported?

We currently support Paytm transaction history (CSV), BHIM app history (exported as PDF/CSV), and standard UPI statements from major Indian banks (SBI, HDFC, ICICI, etc.).

Do I need to login to see my analytics?

No login, account creation, or API tokens are required. Simply drop your file and see your dashboard immediately.

Yes, UPI Analyzer is a free tool provided for financial literacy and awareness. We do not sell your data or charge any fees.

Analyze Your UPI Habits Securely

Gain deep insights into your spending without uploading your data to any server. Everything is processed locally in your browser.

Drop your statement here

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Paytm CSV BHIM PDF Bank Statement

Processed entirely in your browser

No data ever leaves your computer

Frequently Asked Questions

Is my UPI data safe with this tool?

Yes. All processing happens entirely in your browser. No data is ever uploaded to any server. Your financial information never leaves your device.

What file formats are supported?

We support Paytm CSV exports, BHIM/UPI PDF statements, and standard bank statement formats. More formats are added regularly.

Do I need to create an account?

No. The tool is completely free and requires no signup, login, or registration of any kind.

Can I detect duplicate UPI payments?

Yes. The analyzer scans your statement for transactions with matching amounts, recipients, and timestamps to flag potential duplicates.

What is subscription detection?

The tool identifies recurring payments at regular intervals (weekly, monthly) so you can see all your active subscriptions in one place.

Can I generate payment proofs?

Yes. You can generate legal-grade payment proof documents from your transaction data, suitable for disputes or record-keeping.

How do I export my expense data?

After analysis, you can export categorized expenses in CSV or PDF format for use in spreadsheets or personal finance tools.

Does it work on mobile devices?

Yes. The tool is fully responsive and works on smartphones, tablets, and desktops across all modern browsers.

Which UPI apps are supported?

Statements from Google Pay, PhonePe, Paytm, BHIM, and major bank UPI apps are supported. The analyzer works with any standard UPI transaction format.

Is the tool open source?

The tool is part of the AISiteMate network. All processing logic runs client-side so you can verify it yourself via browser developer tools.